<table width="500" align="CENTER"><tr> <td> <div align="left"><img src="http://www.moreinformationplease.com/images/physicianheader.gif" width=450 height=75 border=0 alt=""><br> <font face="Helvetica,Arial,Verdana" size="2"><b>PHYSICIAN REFERRAL NETWORK</b><br> <br> The Physician Referral Network provides discounts on health care services at physician's offices. Because the program is not insurance, there are no claim forms, deductibles, or waiting periods. <br> <br> Members save an average of 10% to 30% at over 250,000 offices throughout the country, including family physicians and specialists. <br> <br> The program utilizes one of the largest PPO networks in the nation. This nationally recognized network "owns" their physician contracts so it cannot lose coverage due to cancellation of a lease agreement. Plus, the network maintains control of physician education and service levels. <br> <br> The Physician Referral Network is effective and easy to use. To locate providers in their area, members simply call the toll-free number located on their membership card. Members present their card at provider offices and receive immediate savings on services provided. Since there are no age or medical history restrictions, anyone can use this benefit. <br> <br> <font size="-2">* Discounts on professional services are not available where prohibited by law.<br> * Please note that locations listed through this link are Galaxy Health Network participants. Members MUST check with their sponsoring group or our member service department to ensure provider participation in the network shown in the membership kit prior to visiting a doctor's office. </font><br> <font size="-2">(Please see www.moreinformationplease.com/pharmacy.html, /dental.html, etc. for placement, etc…) </font><br> <br> <a href="http://www.locateproviders.com/provider.asp?member_number=NOMEMBER&group_number=9999PHCS" target="resource window"><img src="http://www.moreinformationplease.com/images/Btn_Locate.gif" width="126" height="42" border="0" align="right"></a> <br> </font></div> </td> </tr></table>
